Self-Improvment or Self Help just means that you improve or help yourself. Everyone has room for improvement.

MOTTO: A Time and a Place for everything, and everything in it's Time and Place.'

Here is the "Decidley Different Document about Deciding your Destiny", that I wrote. I am also intrested in the whole concept of NLP (Neuro-Linguistic-Programming). Balance means a proper amount of both sides. (Either Earning more, or enjoying what you already have or best yet a good balance of the two)